Careers

Position:

Credit Underwriting Manager - LAP

Location:

BKC, Mumbai

Salary:

Based on candidate experience & skills

Qualifcation:

Graduate / PG Commerce, Finance, Business Administration, or related feld.

Experience Required:

2–5 years of experience in NBFC, Bank, or Financial Services

About the Role:

We are looking for an experienced Underwriter for LAP to evaluate loan applications, analyze customer profles, and assess repayment capacity while ensuring adherence to company credit policies and risk guidelines.

Key Responsibilities:

• Assess LAP loan applications and verify customer eligibility.
• Analyze fnancial documents, bank statements, income proofs, and property papers.
• Evaluate customer repayment capacity and creditworthiness.
• Conduct risk assessment as per company credit norms.
• Coordinate with sales, credit, legal, and technical teams for loan processing.
• Review CIBIL reports and identify risk indicators.
• Ensure proper documentation and compliance before loan approval.
• Recommend loan approval, rejection, or deviations based on assessment.
• Maintain TAT and ensure quality underwriting decisions.
• Monitor fraud risks and policy deviations.

Candidate Requirements:

• Good understanding of LAP underwriting.
• Knowledge of banking/NBFC credit policies and processes.
• Ability to analyze fnancial and property documents.
• Familiarity with CIBIL and risk assessment.
• Strong analytical and decision-making skills.
• Good communication and coordination abilities.

Skills Required:

• Attention to details & Accuracy & Quality focus
• MS Excel, MS Word, LMS & LOS System, Email & Ofice productivity tools